Higher One: Fee Schedule

Fee Schedule

The OneAccount is designed to be used for free. By following the suggestions outlined below, using your account without incurring fees is simple:

Track your purchases.
Be careful not to overdraw your account.
Remember to "Swipe and Sign" for all of your purchases. This means simply selecting "credit" and signing the receipt at checkout.

It's easy to use the OneAccount for free and the Use the OneAccount for Free section can help! Like all checking accounts, there are some normal fees associated with extra services. At Higher One we do our best to offer as many free services as possible. When we are required to charge a fee for a special service, we work to make sure the fee is fully disclosed and easily understood.

Effective May 1, 2010

Free Services
Monthly Service Charge	No Charge
Minimum Balance Charge	No minimum balance required.
Unlimited Online Bill Payment Service	FREE.
Check Writing	FREE.
Electronic Statements	FREE.
Higher One ATM Transactions	FREE.
Signature Debit MasterCard® Transactions	FREE.
MasterCard Zero Liability Protection Provided by Higher One	FREE (Paid for by Higher One when you "Swipe and Sign" for purchases).
Incoming Wire Transfer (Domestic and International)	FREE.
Add Money to the OneAccount	FREE.
Family and Friends Send Money	FREE.
Send Money Between OneAccounts	FREE.
Copy of Checks and Deposited Items	First copy FREE, additional copies by arrangement.
Research and Legal Service	First hour FREE, additional time by arrangement.
24/7 Customer Service Access by Email with EasyHelp^SM and via Automated Phone Services Line	FREE.